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This is not an offer of securities in  any jurisdiction, nor is it specifically directed to a resident of any jurisdiction.  As with any security, request a prospectus from  your registered representative. Read it carefully before you invest or send money. Securities products are limited to residents of (AR,CA,CO,DC,FL,GA,IL,KS,KY,LA,MA,MO,,NY,OK,OR,RI,SC,TN,TX)

Representatives at AIC do not provide tax or legal advice. Please consult your tax attorney or tax advisor regarding your situation.

Securities and investment advisory services offered through Ameritas Investment Corp. (AIC), Member FINRA/SIPC. AIC and K Michael Financial Services are not affiliated.

To contact FINRA go to www.finra.org; to contact SIPC go to www.sipc.org